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Free calculators for mortgages, loans, investing, and debt. No sign-up required.
Calculators
Mortgage Calculator
Amortization schedule, extra payments, and scenario comparison.
Car Loan Calculator
Monthly payments, depreciation curves, and true cost of ownership.
EV vs Petrol
Compare the total cost of owning an electric vehicle vs a petrol car over time.
Rent vs Buy
Break-even analysis, wealth comparison, and investment modeling.
Home Affordability
See how much house you can afford based on income and debts.
Affordability+ (Advanced)
Bank-grade assessment with full income, expenses, debts, and DTI analysis.
Income Tax (NZ)
Calculate your NZ take-home pay with PAYE, ACC, KiwiSaver, and student loan breakdown.
Business Credit Cards (NZ)
Compare the best NZ business credit cards — rewards, fees, and features side by side.
Compound Interest
Visualize investment growth with regular contributions over time.
Debt Payoff
Compare snowball vs avalanche strategies to eliminate debt faster.
Interest Cost
See how much of your monthly income goes to interest payments across all debts.
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