Mortgage Calculator

Visualize your loan, model extra payments, and compare scenarios side by side.

Loan Details
$
$
20%
$
%
6.5%
Monthly Payment
$0
Principal & interest
Total Interest
$0
Over life of loan
Total Cost
$0
Principal + interest
Loan Composition
Principal — Interest —
LTV Ratio
—
Payoff Date
—
Break-even Month
—
Amortization Chart
Amortization Schedule
Period Payment Principal Interest Balance
Base Loan
$
%

Extra Payments

Model additional payments to see how much you save.

$
$
$
New Monthly
$0
Interest Saved
$0
Years Saved
0 yrs
Original Payoff
—
New Payoff
—
Original Total Interest
—
New Total Interest
—
Balance Comparison
Compare up to 4 loan scenarios
Comparison Overview
Balance Over Time
Loan Details
$
%
Monthly Add-ons
$
$
$
$
Affordability Check
$
$
PITI Payment
$0
Principal+Interest+Tax+Insurance
Total Monthly
$0
Including HOA & PMI
Affordability Ratios
Front-end Ratio (Housing / Income) —
Recommended: below 28%
Back-end Ratio (All Debt / Income) —
Recommended: below 36–43%
Monthly Cost Breakdown
Rate Sensitivity
Rate Monthly P&I Total Interest vs Current