Home Affordability
Find out how much house you can comfortably afford — and where you'll stretch.
Your finances
$
$
Car loans, student loans, credit cards, etc.
$
Loan details
6.8%
%
Ongoing costs
1.10%
%
0.50%
%
$
Max Home Price
—
43% back-end DTI
Conservative Price
—
28% front-end DTI
Monthly Payment
—
at max price
Front-end DTI
—
Back-end DTI
—
PMI
—
Monthly payment breakdown — at maximum price
Affordability gauge
Back-end DTI vs 43% limit
—
0%
28% (conservative)
43% (max)
Principal & Interest
—
Property Tax
—
Home Insurance
—
PMI
—
HOA
—
Total
—
Ready to see your full mortgage picture?
Use the mortgage calculator to model exact payments, amortisation schedules, and extra payment scenarios.