Rent vs Buy
Find your break-even point and see which option builds more wealth over time.
Renting
$
Buying
$
$
20%
%
6.5%
10 yrs
Invest the monthly savings
Renter invests the buy–rent cost difference
$
%
%
%
%
%
Monthly Rent Cost
—
Current rent payment
Monthly Buy Cost
—
Mortgage + tax + ins.
Break-even Point
—
When buying pays off
Calculating…
Enter your details to see which option wins.
Key Numbers at Year 10
Home Equity
—
Home Value
—
Total Rent Paid
—
Down Payment Growth
—
Buyer's Home Equity
—
Renter's Portfolio
—
Total Mortgage Paid
—
Interest Paid
—
Wealth Comparison (equity vs. renter's portfolio)
Renting
Buying
Year-by-Year Breakdown
| Year | Rent Paid | Monthly Rent | Renter's Portfolio | Home Equity | Difference |
|---|